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All of my money is in my bank account, and I’m going on vacation,what should I do?

Jen N asked:


My bank doesn’t have any branches in Vegas,NV, and I’m going on vacation there in a few days. I don’t want to walk around with a lot of cash, what else can I do? Are there any atm’s in vegas that don’t have fees?

Brenda

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14 Responses to “All of my money is in my bank account, and I’m going on vacation,what should I do?”

  1. igi Says:

    Peter

    send it to me

  2. Art The Wise Says:

    Wayne

    Do you have your money in a local credit union or local bank? Your best bet is to open an account with Wells Fargo or Bank Of America so that you can find their atm’s anywhere. Before we banked with Union Bank of CA and we had a hard time getting money in other states and cities so we decided to open a Bank of America account instead. P.S. All atms will charge you super high fees, especially in Vegas. Good luck.

  3. ProfessorC Says:

    Jamie

    Travelers Checks still exist. Or pay with everything you can by check card and take a little cash.

  4. Mimii Says:

    Mildred

    You can buy traveller’s checks and cash them at your hotel. Call ahead to see if there is a fee or a daily limit for this. Also, if you are a member of AAA, traveller’s checks are free.

    I don’t know of any place with no-fee ATMs - you’re lucky if they have them in your area.

  5. Debbie W Says:

    Loretta

    Youre gonna pay an ATM fee anywhere in the country you go unless your bank has a branch there, but its only a buck or so with each withdrawal, so just make one large one and have the hotel keep the money in the hotel safe. OR get a debit card via your checking acct - no fees, no minimum amts, no problems and you can use it like a visa. Another idea may be to just get travelers checks. Vegas hotels are extremely accomodating to their guests…theyll know ways to assist you! Dont worry - so long as the money is in the bank and you are a hotel guest, then as one of the many hotel amenities, they will do the rest for you. They can even call the local bank and have them give you the cash and waive fees…they have the power to do stuff like that there. This I know cuz all the dozens of trips I took crosscountry over the years was to visit a friend who lives in Vegas.

  6. William C Says:

    Carlos

    Many banks offer minimum or no cost travelor checks. These are as good as cash and if they are the right ones they will be replaced if lost or stolen. This is the safest option since you are protected as soon as you purchase them.
    The other option is to leave the bulk of your cash you travel with in the hotel safe in a deposit box. Most hotels will provide you a box for free if you stay with them.

  7. Lisa Says:

    Joshua

    Just keep a lot of your cash in the hotel room and take some out each time you go out. Each hotelroom has a safe (no kidding) if you’re worried about security.

  8. ctarhr Says:

    Matthew

    Talk to a bank representative or travel agent and ask if the area you are traveling to will except travelers checks, to my knowledge if they are stolen or anything they are insured some way or another so to be replaced , that would be the best way to go instead of carrying cash

  9. MollyKatz Says:

    Franklin

    Carry cash in one of those under-garment waist safes & when you get to your hotel room divide it up as to what your limit will be per day to lose . Place it in your room’s safe . If you win replace the entire day’s starting capital , with winnings , in the safe & start the next day with the previously determined daily amount . You’re more likely to lose your money with poor budget management than any other way in Vegas .

  10. Barry Says:

    Andrea

    Traditional paper travelers cheques are very inconvenient, and there is a usually service fee to buy them. A travelers cheque card from American Express is more convenient but there is still a service fee - plus you still have to worry about ATM fees.

    Ask your bank if they have a relationship or agreement with a bank in LV. That may or may not get you fee-free ATMs but low fees are a good possibility.

    If all else fails, just use ATMs at real banks. They will charge a fee but it us usually small. Be very careful using ATMs inside a business (including a casino) as they can charge outrageous fees.

  11. sny Says:

    Jackie

    take some money out of your account before you leave for vacation and if you need more money use your check card. You don’t have to walk around with a lot of cash you can leave some in the hotel safe when you go out.

  12. KJ Says:

    Jack

    The best way to get cash with out paying ATM fees is to go to grocery stores, Target, etc, buy a small price items (coke, candy, snack) pay with your debit card and tell the POS machine you want cash back. No fees, happy traveler. I am a banker and when I am some where that my bank does not have ATM machines that is what I do. I am NOT paying both banks a fee.
    I live is Vegas and the machines on the strip and downtown charge a small fortune to us their ATM’s avoid them.
    Welcome to Las Vegas and have fun.

  13. Rain L Says:

    Karl

    carry some cash and use credit cards…

    Oh, take me along… we can chill.

  14. morrowbadger9 Says:

    Chris

    Most casinos on the strip charge $4.50 per transaction. Taking out more in one lump sum rather than multiple, smaller transactions pays dividends…

    Unless you bring cash to gamble with, you’re kinda…you know…forced to pay their fees.

    I’d recommend bringing what cash you want to budget for gambling and use credit cards for most other things. In that way, you won’t be tempted to keep going back to the ATM.

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